Welcome to iPaynow.com.ng – a platform where registered Merchants earn from three major activities, rendering POS services, paying utility bills, and earning referral bonus. Merchants earn commission from buying Airtime and Data for all networks, paying Electricity Bills as well as Cable TV Subscriptions like DSTV, GOtv, and Startimes. Merchants also earn Referral Bonus from Subscription fees paid by those they refer to the platform, as well as earn from carrying out POS services.
However, as a Non-Merchant, you can still buy Airtime, Data and pay Utility bills by using the GUEST USERS button below


Upon registration and payment of the Subscription fee of ₦2,500.00 (Two Thousand, Five Hundred Naira), a Wallet account with an ID Number is automatically created and credited with 40% (₦1,000.00) of your subscription amount as Take-off Bonus, to enable you commence and earn from the services enumerated below:

Earn from Data, Airtime &
Utility Payment

Merchants earn discounts for buying Airtime & Data, paying Cable TV Subscription & paying Electricity Bills for customers on our platform. (This is a complete business you can embark on, recharging and paying Utility bills for your customers while earning commissions).

Earn from Affiliate

Merchants earn passive income through our single step affiliate system which works on a referral based commission. Upon registration and Subscription of a Merchant's referral, the Merchant earns 20% (N500.00) of the Subscription fee paid by such referral introduced to the platform.

Earn from
POS Services

Merchants earn from carrying out POS services. Deposit and Receive Money for your customers to and from any bank in Nigeria.

Merchant Commission Rates